Credit Analyst

Gulfafrican Bank

Gulfafrican Bank is seeking a skilled Credit Analyst to join their team. This role is responsible for conducting financial analysis, evaluating credit risk, and supporting the bank’s lending operations.

Requirements:

  • – Bachelor’s degree in Finance, Accounting, Economics, or a related field
  • – Minimum of 3 years of experience in credit analysis or a related role
  • – Strong analytical and problem-solving skills
  • – Proficiency in financial modeling and data analysis
  • – Knowledge of credit policies, procedures, and lending regulations
  • – Excellent communication and interpersonal skills
  • – Attention to detail and ability to meet deadlines

Key Responsibilities:

  • – Analyze financial statements, credit reports, and other relevant data to assess creditworthiness
  • – Evaluate loan applications and credit proposals for individuals and businesses
  • – Conduct risk assessments and identify potential credit risks
  • – Prepare comprehensive credit analysis reports and recommendations
  • – Monitor and review existing loan portfolios for risk and compliance
  • – Maintain accurate and up-to-date credit files and documentation
  • – Collaborate with other departments, such as underwriting and collections, as needed
  • – Stay updated on industry trends, regulations, and best practices related to credit analysis

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